Extensive Insurance Coverage
We see more cars on the road every year. As this number goes up, the chances of a car accident will also increase. The difference between a small bother and major pain can be your insurance. But why do you need insurance and just how much do you need? Mandated coverage varies based on the state/province but typically includes the following: Liability: Personal injury and property damage that you have caused will be covered under liability insurance. It also covers your legal fees if you are sued. State laws typically require standard amounts, but larger amounts can be purchased and are usually recommended. Personal Injury Protection: Personal injury protection pays for all medical treatment for you and other people in your car, regardless of who was responsible for the collision. It is mandated in some states and optional in others. The minimum amount of personal injury protection is usually set by local government. Medical Payments: This coverage is available in states that are not considered no-fault; it will pay regardless of who carries responsibility for an accident. If this type of coverage is bought, the insured person will receive payment for necessary medical and funeral expenses. Collision: Damages resulting from a collision will be paid for under this kind of insurance. Comprehensive: Applies if your vehicle is stolen or damaged by causes other than a collision, including weather damage or vandalism. Uninsured Motorist: If you are in an accident with an uninsured driver, this type of insurance coverage will protect you. Under-Insured Motorist: This pays for collision expenses when an insured person is in a crash caused by another person who does not have the right amount of insurance to cover the full amount of the damages. Other types of coverage, such as emergency road service, are also available. Car Insurance Groveland